Top Mid Oregon Credit Union HR Employees Cuhrcp Kari Joel Vice President Human Resources at Mid Oregon Credit Union Bend, OR, US View. 4 midoregon.com; gmail.com; yahoo.com; hotmail.com; 3 971240XXXX; 541318XXXX; 541383XXXX; Bethannie Rian Lead Training Specialist at Mid Oregon Credit Union ...Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …Top 10 Best Banks & Credit Unions Near Bend, Oregon. 1 . OnPoint Community Credit Union. “So far the best bank I've ever had. After dealing with Wells Fargo for years, I'm so happy I moved...” more. 2 . Mid Oregon Federal Credit Union. “My account was hacked because I love Mid Oregon Credit Union.PRIMARY FUNCTION: Provides prompt, accurate, and courteous in person, drive thru or telephone service to members while processing routine financial transactions and answering questions. Cross sells credit union products and services, and makes referrals to a Loan Officer, to Mid Oregon Wealth Management, or to our Mortgage Lending area as needed …To activate your VISA Credit/Debit Card. In Digital Banking: Login to your account, and follow these instructions. By Phone: Call (866) 388-3828 or (541) 388-3828. For lost or stolen debit/credit cards, please call (541) 382-1795 or (800) 452-3313 during our business hours Monday-Thursday, 9 a.m. to 5 p.m. and Friday, 9 a.m. to 6 p.m.Sending money to friends and family should never slow you down. That’s why we’re working with banks and credit unions to make it fast and easy to send money to almost everyone you know, even if they bank somewhere different than …Mid Oregon is a 501 (c)1 corporation. To become a member of Mid Oregon Credit Union, simply complete our membership application and deposit $5 into a Regular Share …Home Create Account Sign In ... Jenny Vessey NMLS 476824 541-585-1125 [email protected] Oregon Credit Unions. Explore top-rated credit unions across Oregon with our comprehensive directory. Whether you're seeking competitive loan rates or exceptional customer service, our tools make it easy to find a credit …For the second consecutive year, Mid Oregon Credit Union has been awarded a Top Workplaces 2023 honor by Oregonian Top Workplaces. This list is based solely on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage LLC.. The anonymous survey uniquely …Kyle is a very likable person who represents our CU well because Kyle knows everyone and presents himself in the most positive and professional manner. Through his work, our membership and the ... Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... websiteMid Oregon Credit Union can give you the financial confidence to help make your dreams come true. Just login to Mid Oregon’s Digital Banking and click the My Credit Score widget in the Credit & Budgeting section. You'll be connected to our powerful Credit Savvy feature. You don’t need to remember a separate login or give your sensitive ...HELOC. as low as. %. APR*. Valley Credit Union cares about its members, offering low rates & exceptional service. Valley is not-for-profit and entirely member-owned. Apply today!Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …This month’s Pay it Forward recipient, Pixie Gullickson, brought $500 to Affordable Auto Repair, thanks to Mid Oregon Credit Union and Co Energy Propane. Skip Black, the owner of the Redmond business will reinvest the $500 back into a program he has developed to give away his services to help people in need. A huge thanks to Skip …Loan Rates. Effective as of: April 16, 2024. Call or text for current rates: 541-382-1795. Mid Oregon Credit Union Consumer Loan Agreement. APR* = As low as Annual Percentage Rate. The rates listed below reflect lowest rates offered. Your rate will depend upon your creditworthiness and other underwriting factors.Find Oregon Credit Unions. Explore top-rated credit unions across Oregon with our comprehensive directory. Whether you're seeking competitive loan rates or exceptional customer service, our tools make it easy to find a credit …Bill Anderson, Mid Oregon Credit Union President/CEO announces the hiring of Kevin Cole, MBA, CFA as Chief Financial Officer. In this position, Cole’s main responsibilities include corporate strategy implementation along with financial and enterprise risk management. “We are very pleased to add Kevin to our executive team,” …by Mid Oregon Credit Union| Feb 6, 2021| Blog, Finances| 0. Yes, it seems like we just finished filing our taxes. With the April 15 deadline coming right on... Read More. Your Top Tax Questions About Working Remotely. by midoregonadmin| Dec 31, 2020| Blog, Finances, News| 0. Last spring, many of us left the office to begin working remotely from ... Mobile App: iPhone App Android App. Location: Main Office. Address: Mid Oregon FCU Main Office 1386 NE Cushing Drive Bend, OR 97701 ( Map) Phone Number: Click-to-Call: (541) 382-1795. Toll-Free: Kevin joined the Mid Oregon Credit Union team in 2016 as the organization’s Chief Financial Officer. He quickly advanced to Executive Vice President before taking over the CEO role at the ...PRIMARY FUNCTION: Provides prompt, accurate, and courteous in person, drive thru or telephone service to members while processing routine financial transactions and answering questions. Cross sells credit union products and services, and makes referrals to a Loan Officer, to Mid Oregon Wealth Management, or to our Mortgage Lending area as needed …What is Mid Oregon Credit Union phone number? (541) 382-1795. What time is Mid Oregon Credit Union open? Tuesday:[9AM-5PM], Wednesday:[9AM-5PM], Thursday:[9AM-5PM], Friday:[9AM-6PM], Saturday:[Closed], Sunday:[Closed], Monday:[9AM-5PM] Does Mid Oregon Credit Union have a website?Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. … Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Forgot Your Password Please enter your email address below. You will be sent an email with instructions on how to change your password.Loan Rates. Effective as of: April 16, 2024. Call or text for current rates: 541-382-1795. Mid Oregon Credit Union Consumer Loan Agreement. APR* = As low as Annual Percentage Rate. The rates listed below reflect lowest rates offered. Your rate will depend upon your creditworthiness and other underwriting factors.Specialties: Mid Oregon is a not-for-profit, member-owned financial cooperative, headquartered in Bend, which serves Central Oregon by helping people meet needs & achieve dreams. We provide financial value and services to current and future members. The Credit Union provides a full range of financial products and services for consumers …Mid Oregon Credit Union, Bend, Oregon. 1,202 likes · 14 talking about this · 85 were here. Only financial institution headquartered in Central Oregon. Experience our award-winning service!Something went wrong. There's an issue and the page could not be loaded. Reload page. 8 likes, 0 comments - midoregoncuFebruary 23, 2022 on : "Gilchrist High School students recently learned a little financial ‘reality.’.ATM/SHARED BRANCH LOCATOR. CO-OP LOG IN LINKS. Co-op Solutions. 9692 Haven Ave. Ste. 300, Rancho Cucamonga, CA 91730. (800) 782-9042.Redmond Branch. Address: Mid Oregon FCU Redmond Branch 2625 SW 17th Place Redmond, OR 97756 ( Map) Phone Number: Click-to-Call: (541) 382-1795. Toll-Free: Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Overview / Commentary. www.midoregon.com. 800-452-3313. 6749. Bend, OR 97708-6749. Mid Oregon Federal Credit Union is headquartered in Bend and is the 11 th largest credit union in the state of Oregon. It is also the 584 th largest credit union in the nation. It was established in 1957 and as of December of 2023, it had grown to 146 employees ...Something went wrong. There's an issue and the page could not be loaded. Reload page. 8 likes, 0 comments - midoregoncuFebruary 23, 2022 on : "Gilchrist High School students recently learned a little financial ‘reality.’.Top 10 Best Banks & Credit Unions Near Bend, Oregon. 1 . OnPoint Community Credit Union. “So far the best bank I've ever had. After dealing with Wells Fargo for years, I'm so happy I moved...” more. 2 . Mid Oregon Federal Credit Union. “My account was hacked because I love Mid Oregon Credit Union. 2.47%. 2.50%. 60 to 72 months. $1,000. 2.91%. 2.95%. IRA Certificates. Rolling over a retirement account or having accumulated a $1,000 or more in an IRA Savings, this account offers the same high rates as Share Certificate Accounts. Funds on deposit at Mid Oregon Federal Credit Union are federally insured up to $250,000 by the National Credit ... Loan Rates. Effective as of: April 16, 2024. Call or text for current rates: 541-382-1795. Mid Oregon Credit Union Consumer Loan Agreement. APR* = As low as Annual Percentage Rate. The rates listed below reflect lowest rates offered. Your rate will depend upon your creditworthiness and other underwriting factors.The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations. OR - April 20, 2024. Savings Account National Average Rate: 0.43% ?Originally chartered in 1936, MidSouth Community Federal Credit Union is the oldest, locally-owned financial institution in Macon. and has a membership of more than 34,000 members. We are open to any person who lives, works, worships, or attends school in these Middle Georgia counties: Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe ...The 2022 Great Drake Park Duck Race Raffle Prizes and Sponsors Prizes Title Sponsor Prize: $5,000 Cash “Credit Unions Working Together”: Mid Oregon Credit Union, First Community Credit Union, OnPoint and SELCO. Winner: Debbie Anderson 2: Two 2022-2023 Season Family Passes Hoodoo Ski Area $1,796 Winner: Shirley Robinson 3: 1/2 …President/CEO. Jan 1994 - Present 30 years 3 months. Have led the growth and success of MId Oregon Credit Union from 10 employees, 1 branch, limited services, to over 70 employees, 6 branches and ...Join Oregon State Credit Union, become a member. You're more than an account number when you join Oregon State Credit Union. You're a member-owner with personal and business banking at your service. Accounts include loans, checking, saving, investments and more. Member rates help you save on car loans and mortgage financing, credit …Mid Oregon Credit Union's branch on N. Arrowleaf Trail in Sisters Oregon is open weekdays. The branch offers a full-service lobby, 24-hour drive-up ATM, self-service coin counting machine, and night deposit drop. Mid Oregon offers auto and mortgage loans, credit cards, IRAs and CDs, business accounts and loans, and free checking accounts …Top 10 Best Banks & Credit Unions Near Bend, Oregon. 1 . OnPoint Community Credit Union. “So far the best bank I've ever had. After dealing with Wells Fargo for years, I'm so happy I moved...” more. 2 . Mid Oregon Federal Credit Union. “My account was hacked because I love Mid Oregon Credit Union. Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …Apr 16, 2024 · Loan Rates. Effective as of: April 16, 2024. Call or text for current rates: 541-382-1795. Mid Oregon Credit Union Consumer Loan Agreement. APR* = As low as Annual Percentage Rate. The rates listed below reflect lowest rates offered. Your rate will depend upon your creditworthiness and other underwriting factors. HELOC. as low as. %. APR*. Valley Credit Union cares about its members, offering low rates & exceptional service. Valley is not-for-profit and entirely member-owned. Apply today!Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …For the second consecutive year, Mid Oregon Credit Union has been awarded a Top Workplaces 2023 honor by Oregonian Top Workplaces. This list is based solely on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage LLC.. The anonymous survey uniquely …Specialties: Mid Oregon is a not-for-profit, member-owned financial cooperative, headquartered in Bend, which serves Central Oregon by helping people meet needs & achieve dreams. We provide financial value and services to current and future members. The Credit Union provides a full range of financial products and services for consumers …The credit union officially changes its name to Mid Oregon Credit Union just a few years later in 1961. 1975. Mid Oregon moves from the Wauge residence to its first commercial location at 734 NE Greenwood St. in Bend. Harley Duus became manager upon the retirement of Alma Wauge. 1981. Mid Oregon celebrates its 25th anniversary and moves … Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Mid Oregon Credit Union jobs and careers. Find Jobs Jobs in the US Part-Time Jobs in the US Remote Jobs Job Application Copilot Browse Job Categories Browse Companies Change Country Find Salaries Salary Guide in the … Mid Oregon Credit Union’s East Bend Branch on Cushing Drive in Bend, Oregon is open weekdays. The branch offers a full-service lobby, drive-up service, drive-up ATM, coin counting (member and team access only), and night deposit drop. Mid Oregon offers auto and mortgage loans, credit cards, IRAs and CDs, business accounts and loans, and free ... Redmond Branch. Address: Mid Oregon FCU Redmond Branch 2625 SW 17th Place Redmond, OR 97756 ( Map) Phone Number: Click-to-Call: (541) 382-1795. Toll-Free:Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …Mid Oregon Credit Union is a not-for-profit financial institution helping our members achieve their dreams since 1957. With branches in Bend, La Pine, Madras, Prineville, Redmond—and coming soon ...Mid Oregon Credit Union, Bend, Oregon. 1,204 likes · 15 talking about this · 86 were here. Only financial institution headquartered in Central Oregon. Experience our award-winning service!My debit card was lost/stolen. If you believe your card might be compromised, call us right away at 541-382-1795 or toll-free at 800-452-3313 during business hours. After hours, call 888-241-2440. If you want to manage your debit card from your mobile device, including turning it off and on whenever you want, download our Digital Banking App. Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Mid Oregon Credit Union 766 followers 2d Report this post Congrats to La Pine High School's Forestry and Natural Resources program—Mid Oregon's $1,000 One Class at a Time recipient for April! ... Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Credit union rules and regulations apply. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Mid Oregon offers free checking accounts, including Simply Free Checking, with free online banking. Open online or in person. 30,000 surcharge-free ATMs and more.Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …Kyle is a very likable person who represents our CU well because Kyle knows everyone and presents himself in the most positive and professional manner. Through his work, our membership and the ...Manage your money online with Mid Oregon's digital banking platform. View accounts, transfer funds, deposit checks, apply for loans, view credit score, and more with just a …Top Mid Oregon Credit Union Management Employees Mitzi Smith Digital Experience Director at Mid Oregon Credit Union Bend, OR, US View. 1 midoregon.com; 2 503588XXXX; 503508XXXX; Mike Testerman Retired at Mid Oregon Credit Union Grass Valley, CA, US ... 2.47%. 2.50%. 60 to 72 months. $1,000. 2.91%. 2.95%. IRA Certificates. Rolling over a retirement account or having accumulated a $1,000 or more in an IRA Savings, this account offers the same high rates as Share Certificate Accounts. Funds on deposit at Mid Oregon Federal Credit Union are federally insured up to $250,000 by the National Credit ... Posted 12:14:49 AM. PRIMARY FUNCTION: Provides prompt, accurate, and courteous in person, drive thru or telephone…See this and similar jobs on LinkedIn.Specialties: Mid Oregon is a not-for-profit, member-owned financial cooperative, headquartered in Bend, which serves Central Oregon by helping people meet needs & achieve dreams. We provide financial value and services to current and future members. The Credit Union provides a full range of financial products and services for consumers …Hi. We're OCCU, a member-owned, not-for-profit financial cooperative located in Oregon and Washington. That means, as a member, you are OCCU too. And together, we're a …Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an Account; Reorder Checks; Report Lost/Stolen Card; Contact Us; About Us. Locations; ATMs; Careers; Community; Media Center; Financial Tips; Site Map; ATMs. ATMs. …Mid Oregon Credit Union's branch on Olney Avenue in Bend Oregon is open weekdays. The branch offers a full-service lobby, drive-up service, walk-up ATM, self-service coin counting machine, and night deposit …Loan Rates. Effective as of: April 16, 2024. Call or text for current rates: 541-382-1795. Mid Oregon Credit Union Consumer Loan Agreement. APR* = As low as Annual Percentage Rate. The rates listed below reflect lowest rates offered. Your rate will depend upon your creditworthiness and other underwriting factors.Mid Oregon Credit Union. 6. Banks & Credit Unions. 202 NE Olney Ave “the President of the Credit Union. I will share a story with you. Unfortunately, I was an employee at this ” more. 4. OnPoint Community Credit Union. 3. Banks & Credit Unions, Mortgage Lenders. 61276 S Hwy 97 “I Just had great customer service at this Onpoint Branch! We have …Mid Oregon Credit Union mobile banking app provides you with safe and secure access to your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Check …Project name: Mid Oregon Credit Union headquarters, 557 SW Bluff Dr., Bend.The 2022 Great Drake Park Duck Race Raffle Prizes and Sponsors Prizes Title Sponsor Prize: $5,000 Cash “Credit Unions Working Together”: Mid Oregon Credit Union, First Community Credit Union, OnPoint and SELCO. Winner: Debbie Anderson 2: Two 2022-2023 Season Family Passes Hoodoo Ski Area $1,796 Winner: Shirley Robinson 3: 1/2 …Find a local branch of Mid Oregon Credit Union near you in Bend, La Pine, Madras, Prineville, Redmond, and Sisters. See the lobby and drive-up hours, phone numbers, …
Specialties: Mid Oregon is a not-for-profit, member-owned financial cooperative, headquartered in Bend, which serves Central Oregon by helping people meet needs & …. Pdx to sfo
Credit union rules and regulations apply. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Mid Oregon offers free checking accounts, including Simply Free Checking, with free online banking. Open online or in person. 30,000 surcharge-free ATMs and more. Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Mid Oregon Credit Union announced that the board of directors has named current President, Kevin Cole President/CEO effective January 2023. Long-time CEO, Bill Anderson, will retire at the end of theWe'd love to meet by video, over the phone, or in person to discuss your goals. SELCO Community Credit Union is an Oregon-based financial institution providing auto and mortgage loans, business banking services, insurance and investment services.Best Banks & Credit Unions in Sunriver, OR 97707 - Mid Oregon Credit Union, First Interstate Bank, OnPoint Community Credit Union, Washington Federal, Chase Bank, U.S. Bank Branch, SELCO Community Credit Union, Umpqua Bank, Bank of …Mid Oregon Credit Union, Bend, Oregon. 1,202 likes · 14 talking about this · 85 were here. Only financial institution headquartered in Central Oregon. Experience our award-winning service!You can find a CO-OP Network ATM near where you live, work and travel. CO-OP Network ATMs are also found in 7-Eleven stores, Walgreens, Publix, Costco and more. CO-OP's 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional bank customers do. *Surcharge-free transactions are available for debit …President/CEO. Jan 1994 - Present 30 years 3 months. Have led the growth and success of MId Oregon Credit Union from 10 employees, 1 branch, limited services, to over 70 employees, 6 branches and ... Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Mid Oregon Credit Union PO Box 6749 Bend, OR 97708-6749. 1-800-452-3313 Routing # 323274186 NMLS #472178 . Quick Links. Apply for a Loan; Make a Loan Payment; Open an ... Mid Oregon Credit Union mobile banking app provides you with safe and secure access to your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Check account balances • Transfer funds • Turn your debit card on/off • Deposit checks • Pay your bills • Locate an ATM or Branch….